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Behavioral Insights

The Growth of Buy Now, Pay Later (BNPL) Services and Their Risks Flexible Payments
  • Behavioral Insights

The Growth of Buy Now, Pay Later (BNPL) Services and Their Risks

Scott Webb August 12, 2025
In recent years, Buy Now, Pay Later (BNPL) services have rapidly gained popularity, particularly among younger consumers...
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The Psychological Impact of Consumer Loans on Spending Behavior Instant Gratification
  • Behavioral Insights

The Psychological Impact of Consumer Loans on Spending Behavior

Scott Webb July 18, 2025
Consumer loans have become an integral part of modern financial systems, providing individuals with the opportunity to...
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Bank Cashback Programs for Borrowers: Benefit or Marketing Strategy? Advice on cashback
  • Behavioral Insights

Bank Cashback Programs for Borrowers: Benefit or Marketing Strategy?

Scott Webb February 7, 2025
In a competitive financial market, banks are constantly seeking new ways to attract customers and distinguish themselves...
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